Financial Advisors · Beneficiary Changes

Beneficiary changes done in one session.

Beneficiary updates are triggered by life events — marriage, divorce, a new child, a loss — and they need to happen quickly. But chasing clients for form details, tracking primary and contingent percentages, and getting signatures across multiple accounts slows a critical compliance task. Docuplete makes it one step: fill, sign, done.

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The problem

Why beneficiary updates create more work than they should.

Multiple accounts, multiple forms

A client updating beneficiaries across a 401(k), IRA, and brokerage account means three different custodian forms — each filled separately.

Allocation percentages that must sum to 100%

Primary and contingent beneficiary allocations require clients to think through the math — often resulting in errors that need correction before submission.

Urgent requests handled slowly

Life events that trigger beneficiary changes are time-sensitive. Manual processes create delays when speed matters.

No audit trail

Paper-based collection leaves no structured proof of what the client authorized and when.

How it works

One guided interview per client, per life event.

1

Upload your custodian's beneficiary form

Upload the beneficiary designation or change of beneficiary form for each custodian. Map each form once.

2

Map beneficiary fields

Client name, account number, primary beneficiaries (name, DOB, SSN, relationship, percentage), and contingent beneficiaries all map to clear interview fields.

3

Client fills the guided interview

The client receives a unique link and fills beneficiary details on their phone — seeing plain-language fields, not dense form language.

4

Receive the pre-filled, signed form

Download the completed, OTP-verified, e-signed beneficiary change form with timestamped audit trail. Ready to submit.

What the interview collects

Every field custodians require for a beneficiary change.

Account holder nameAccount numberPrimary beneficiary: full legal namePrimary beneficiary: date of birthPrimary beneficiary: SSNPrimary beneficiary: relationshipPrimary beneficiary: allocation %Contingent beneficiary: name, DOB, SSN, relationship, %Special instructions (trusts, charities)Revocation of prior beneficiary designationClient signature and date

Multiple beneficiaries: The interview collects multiple primary and contingent beneficiaries in a single session.

Stop chasing clients for beneficiary updates.

Set up Docuplete once. Every future beneficiary change is a single client touchpoint.

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